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What We Do

Medicare  |  Retirement and Financial Planning

Whether you are interested in retirement planning for yourself or looking for insurance for your parents or loved one, we can help!

Medicare Benefits
Medicare

As an Independent Medicare Insurance Broker, we act in the best interest of the Medicare-eligible. We coach and advise people ages 64 and older and those with certain disabilities on how to secure the most Medicare insurance coverage for the least amount of money.  We focus on providing options, choices and solutions to help Medicare-eligible clients make the best decisions for themselves and their family without feeling overwhelmed.

The first step is for us to conduct a needs analysis. We then provide an explanation of our analysis and educate our clients on how to apply for the Medicare Saving Program and prescription drug cost savings program’s Low Income Subsidy (LIS). We also show you how to avoid costly Medicare penalties.

The plans and carriers we represent include:
  • AARP / United HealthCare
  • Aetna / Coventry
  • CarePlus / Humana
  • Freedom / Optimum
  • Wellcare
  • Simply

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Retirement and Financial Planning
Retirement and Financial Planning

We educate our clients on the different types of services and products available to meet their financial needs.  Services include, but are not not limited to:

  • Retirement Planning – We live in a world where we need to create and fund our own pensions.  Learn how to use annuities to create lifetime income strategies and overcome retirement challenges.
  • Long Term Care Insurance (LTCi) – This is now known as nursing home avoidance insurance. Learn how to manage costs for extended periods of care without having to move to a long term care nursing facility.
  • Life Insurance / Seguros de Vida – Understand the different type of life insurance and determine what is best for you and how to protect your loved ones. We also explain how to bank on insurance, or simply grow tax-free income.
  • Social Security – We answer questions and concerns of what Social Security means to each individual, focusing on their specific situation, including:
    • Learn how to find your estimated benefits
    • Determine when you should start collecting Social Security benefits
    • Understand how to apply for Social Security benefits
    • Links –
      Extra HELP (LIS)
      Medicare Savings Program

Medicare Benefits Workshop

Upon request, Brilliant Benefits LLC provides No Cost Educational workshop for Turning 65 & New to Medicare, learn about options, choices & solutions:

  • Non-profits 
  • Senior Community 
  • HOA’s 
  • Clubs 
  • Associations 
  • Churches
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